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            The Bankruptcy Time Line

            By Richard Weaver  Oct. 8, 2014 8:33p

            A question that is commonly asked when a person files for bankruptcy is: "how long will it take?" Most people are eager to gain a fresh financial start, once they have made the decision that bankruptcy is right for them and separated bankruptcy facts from myths. It is important to note that if you have previously filed for bankruptcy, you are unable to file again for between 2 to 8 years, depending on whether you filed for Chapter 7 or Chapter 13 and what type of bankruptcy you are filing now.

            Before filing, you must complete credit counseling. Once you have officially filed for bankruptcy, you have 15 days to file additional information to the court concerning your assets and income, liabilities and the cost of your expenses. If you are filing Chapter 13, you must submit your payment plan to the court. This is one area where folks who are trying to file bankruptcy without a end up having some of their biggest difficulties. The plan can become complicated without the assistance of an attorney and a trained and knowledgeable staff. Creditors will be notified that you have filed for bankruptcy and a creditor meeting may be held so that they can question you as to what debts and assets you may have. This meeting generally occurs within 1 to 2 months of filing. If you have any assets that are not exempt, these will be liquidated to pay off creditors. Your debts are normally discharged within 2 to 3 months of filing.

            For additional bankruptcy information and answers to questions concerning alternatives to bankruptcy, a well-versed DFW bankruptcy attorney from The Law Office of Dallas Bankruptcy Attorney Richard Weaver & Associates should be consulted.

            Why hire an attorney?

            Facing the bankruptcy process alone can be very daunting. The firm's 25 years of experience in assisting clients with bankruptcy matters has afforded them great insight as to how the process works, how to make it go smoothly and how to help you achieve your personal financial goals. Attempting to navigate this process on your own can be costly and the firm would like the opportunity to be of service to you.

            For complete details on the bankruptcy time line, call us for assistance.

            Other Recent Articles

            Important Bankruptcy Information

            The Law Office of Richard Weaver & Associates wants you to have full and factual information before making any major decisions that will affect your financial future.
            More Articles »
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